Builds homes for people in need: Habitat for Humanity builds houses in partnership with volunteers and people in need and then sells the homes to those people in need, known as partner families. Partner families are selected by Habitat based on: their need for housing; their willingness to partner with Habitat; and the ability to pay a 0% interest mortgage. Assists in restoration on exterior of existing homes for people in need: Volunteers (including youth groups), are organized and recruited by Hub Area Habitat for Humanity to assist with the following projects for income eligible homeowners including: Exterior painting or siding, Minor exterior home repairs, or Yard work including: weeding, trimming shrubbery, raking leaves (yard rehabilitation, not lawn mowing). This does not include tree trimming of taking down a tree. Help Build It Center: a store where items can be donated and purchased at discounted prices. Items consist of: light fixtures, bathroom fixtures, furniture, appliances, carpet, wood and tile flooring, windows and doors, paints and stains and other miscellaneous home goods.

Provides people and their families with services and supports to meet their unique needs. The Family Support 360 (FS360) Program is self-directed, which means the person and their family choose the services, the staff who provide them, and a schedule based on their needs. FS360 helps people and their family receive state-funded services and other community services, together with natural supports (extended family members, friends, neighbors, church congregations, and community organizations). Family Support Service Coordinators act as an advocate for you and your family. Services and supports include but are not limited to: service coordination, environmental accessibility adaptive equipment, vehicle modifications, companion services, supported employment, personal care, respite care, special medical adaptive equipment and supplies, nutritional supplements, specialized therapies, and recreational and social opportunities.

Rural Office of Community Services, Inc offers the following basic needs services: - Emergency Rental Assistance Must be behind (i.e.: if rent is due on the 5th, come for assistance after the 5th). Eviction notice is not required, however, there will be a form the landlord needs to complete the verify rent is past due. - Emergency Utility Assistance Must be behind AND have disconnection notice. Employment Program Food Vouchers Homeless Prevention and Rapid Re-Housing Public Transportation Pass Program - Security deposit or first months rent Can help with one or the other, but not both School supply vouchers (income qualifications apply, children K-12) Weatherization See website for application information and COVID-related programs and services

Provides home rehabilitation forgivable loans (grants) of up to $15,000 to income qualified homeowners to make repairs to their homes. Eligibility guidelines include the following: home must be in Beadle County and owner occupied; must be current on mortgage payments, property taxes, and homeowner's insurance; and must meet HUD income limit guidelines. Details on eligible repairs, loan/grant terms, and application information are available on the website.

ICAP Housing Services provides the following programs: Rapid Rehousing and Homeless Prevention Programs: aims to help two specific groups - persons who are at great risk of homelessness and those who have become homeless. Services that can be provided include case management, security deposit and rent assistance. These services are aimed at helping participants to retain their housing, therefore avoiding homelessness, or to re-enter appropriate permanent housing as quickly as possible. Housing Repair / Rehabilitation: Provides a zero-interest, five-year decreasing balance loan for eligible homeowners to be used for accessibility modifications for persons with disabilities, in addition to making necessary repairs for health, safety and code compliance. Self-Help Housing Rehabilitation: Eligible participants will work with program staff to identify their specific needs and to create a work plan. The Program Coordinator will find the best funding sources available to the homeowners and assist them throughout the process. Weatherization and Furnace Replacement Program: Aimed at making housing for low-income persons more energy-efficient and less costly for the residents. The residence is audited and a list of needs is developed. The program provides the materials and pays contractors for the labor to weatherize the home (caulk cracks, insulate, weather-strip, fix windows, etc.). Furnaces can be repaired or replaced, if not repairable, through the program. In addition, some inefficient/high-cost non-operating appliances (range / refrigerator / water heater) can also be replaced in certain circumstances. Homeless Rent and Deposit: Helping homeless households get into housing. Must provide steady and reliable source of income. Applicant must agree to case management services.

Provides the following services: housing counseling, credit counseling, support services and referrals, Veterans' assistance, homebuyer programs, rehab assistance, food security assistance, small business counseling, financial literacy and homebuyer education, after school nutrition program, construction trades and skills training, coordinating homebuying experience from intake to closing, COVID-19 community food and essentials relief, and homeless outreach services and relief.

ICAP Housing Services provides the following programs: Rapid Rehousing and Homeless Prevention Programs: aims to help two specific groups - persons who are at great risk of homelessness and those who have become homeless. Services that can be provided include case management, security deposit and rent assistance. These services are aimed at helping participants to retain their housing, therefore avoiding homelessness, or to re-enter appropriate permanent housing as quickly as possible. Housing Repair / Rehabilitation: Provides a zero-interest, five-year decreasing balance loan for eligible homeowners to be used for accessibility modifications for persons with disabilities, in addition to making necessary repairs for health, safety and code compliance. Self-Help Housing Rehabilitation: Eligible participants will work with program staff to identify their specific needs and to create a work plan. The Program Coordinator will find the best funding sources available to the homeowners and assist them throughout the process. Weatherization and Furnace Replacement Program: Aimed at making housing for low-income persons more energy-efficient and less costly for the residents. The residence is audited and a list of needs is developed. The program provides the materials and pays contractors for the labor to weatherize the home (caulk cracks, insulate, weather-strip, fix windows, etc.). Furnaces can be repaired or replaced, if not repairable, through the program. In addition, some inefficient/high-cost non-operating appliances (range / refrigerator / water heater) can also be replaced in certain circumstances. Homeless Rent and Deposit: Helping homeless households get into housing. Must provide steady and reliable source of income. Applicant must agree to case management services.

Brings volunteers, contractors, families, and community members together to provide safe, affordable housing and home repairs for qualified low-income families. Home Repair Project: helps homeowners with exterior repairs including handicap accessible upgrades, fixing doors and windows, painting, replacing siding, and fixing out of control landscaping. Habitat Homeownership: Offers the opportunity for qualifying families to become homeowners. Applications are only accepted when enrollment is open. There is no waiting list for the program. Call for more information. Note: this location does NOT have a ReStore.

The Repair Affair program has volunteers do free accessibility related repairs for elderly or permanently disabled homeowners. Event will be held Tuesday, June 3, 2025. Projects considered include wheelchair ramps, handrails, grab bars and replacement of knobs to levers. The deadline for completed applications will be Monday, May 5, 2025. To qualify, an applicant must meet the following criteria: Applicant must own and occupy the home Applicant or dependent, must have a permanent disability OR be 65 years of age or older The home must be within Lincoln, Minnehaha, McCook or Turner counties Applicant's home must be a single-family dwelling. Income guidelines apply, see application. Improvements will not be done on mobile homes. Materials are donated through the Sioux Empire Home Builders Care Foundation and through the Housing Division of the City of Sioux Falls.

Provides the following services: ​ ​Rental Rehabilitation Program - Up to $25,000 per rental unit; $100,000 maximum per project, depending on equity. Funds may be used to replace roofs, siding, insulation, exterior painting or installing energy efficient windows and doors. Funding may also be used for interior updates. ​Single Family Housing Rehabilitation Program - provides financial and technical assistance for housing rehabilitation needs including but not limited to roofs, doors, stairs, painting, insulation, handicap accessibility, windows, electrical, plumbing and furnace replacements. Maintenance repairs are not included in this program. Loan payments are only required when the home is sold or is no longer the primary residence. ​Emergency Mobile Home Repair Program - provides up to $5,000 to help pay for emergency repairs. Maintenance repairs are not included in this program. ​Neighborhood Revitalization Program - designed to remove dilapidated housing structures which are unsafe, and replace with new affordable housing options. New, owner-occupied residential structures constructed and eligible for income qualified households to purchase.

A Christian nonprofit organization that brings families, volunteers and resources together to build simple, decent and affordable housing in low income areas.

ICAP Housing Services provides the following programs: Rapid Rehousing and Homeless Prevention Programs: aims to help two specific groups - persons who are at great risk of homelessness and those who have become homeless. Services that can be provided include case management, security deposit and rent assistance. These services are aimed at helping participants to retain their housing, therefore avoiding homelessness, or to re-enter appropriate permanent housing as quickly as possible. Housing Repair / Rehabilitation: Provides a zero-interest, five-year decreasing balance loan for eligible homeowners to be used for accessibility modifications for persons with disabilities, in addition to making necessary repairs for health, safety and code compliance. Self-Help Housing Rehabilitation: Eligible participants will work with program staff to identify their specific needs and to create a work plan. The Program Coordinator will find the best funding sources available to the homeowners and assist them throughout the process. Weatherization and Furnace Replacement Program: Aimed at making housing for low-income persons more energy-efficient and less costly for the residents. The residence is audited and a list of needs is developed. The program provides the materials and pays contractors for the labor to weatherize the home (caulk cracks, insulate, weather-strip, fix windows, etc.). Furnaces can be repaired or replaced, if not repairable, through the program. In addition, some inefficient/high-cost non-operating appliances (range / refrigerator / water heater) can also be replaced in certain circumstances. Homeless Rent and Deposit: Helping homeless households get into housing. Must provide steady and reliable source of income. Applicant must agree to case management services.

Programs include the following: Furnace Replacement - Replaced if furnace is unsafe, costs more than 50% of new furnace to repair, is outdated, or is not cost efficient. Lead Hazard Identification - E.P.A. certified staff that will refer to local resources. Weatherization - For homes or mobile homes includes, but is not limited to, windows, doors, sealing vents, etc.

Provides multi and single family financing and development, including: Single family home ownership loans at low market rates to qualified first-time home buyers. Repeat home buyer loan program offers low interest, fixed rate mortgage loans and cash assistance Governors' House Program for income qualified individuals and families. Administers federal programs for development and management of multifamily housing, housing counseling, and homelessness services. Home buyer education Down payment assistance Home improvement loans i.e.. CHIP (Community Home Improvement Program) which is for low income homeowners (limit is 120% of median income) to make repairs or improvements to their home. Interest rate is 2.9%. Administers home-buyer education and other housing programs

ICAP Housing Services provides the following programs: Rapid Rehousing and Homeless Prevention Programs: aims to help two specific groups - persons who are at great risk of homelessness and those who have become homeless. Services that can be provided include case management, security deposit and rent assistance. These services are aimed at helping participants to retain their housing, therefore avoiding homelessness, or to re-enter appropriate permanent housing as quickly as possible. Housing Repair / Rehabilitation: Provides a zero-interest, five-year decreasing balance loan for eligible homeowners to be used for accessibility modifications for persons with disabilities, in addition to making necessary repairs for health, safety and code compliance. Self-Help Housing Rehabilitation: Eligible participants will work with program staff to identify their specific needs and to create a work plan. The Program Coordinator will find the best funding sources available to the homeowners and assist them throughout the process. Weatherization and Furnace Replacement Program: Aimed at making housing for low-income persons more energy-efficient and less costly for the residents. The residence is audited and a list of needs is developed. The program provides the materials and pays contractors for the labor to weatherize the home (caulk cracks, insulate, weather-strip, fix windows, etc.). Furnaces can be repaired or replaced, if not repairable, through the program. In addition, some inefficient/high-cost non-operating appliances (range / refrigerator / water heater) can also be replaced in certain circumstances. Homeless Rent and Deposit: Helping homeless households get into housing. Must provide steady and reliable source of income. Applicant must agree to case management services.

Rural Office of Community Services, Inc offers the following basic needs services: - Emergency Rental Assistance Must be behind (i.e.: if rent is due on the 5th, come for assistance after the 5th). Eviction notice is not required, however, there will be a form the landlord needs to complete the verify rent is past due. - Emergency Utility Assistance Must be behind AND have disconnection notice. Employment Program Food Vouchers Homeless Prevention and Rapid Re-Housing Public Transportation Pass Program - Security deposit or first months rent Can help with one or the other, but not both School supply vouchers (income qualifications apply, children K-12) Weatherization See website for application information and COVID-related programs and services

Rural Office of Community Services, Inc offers the following basic needs services: - Emergency Rental Assistance Must be behind (i.e.: if rent is due on the 5th, come for assistance after the 5th). Eviction notice is not required, however, there will be a form the landlord needs to complete the verify rent is past due. - Emergency Utility Assistance Must be behind AND have disconnection notice. Employment Program Food Vouchers Homeless Prevention and Rapid Re-Housing Public Transportation Pass Program - Security deposit or first months rent Can help with one or the other, but not both School supply vouchers (income qualifications apply, children K-12) Weatherization See website for application information and COVID-related programs and services

​ Offers 3 services to help homeowners stay in their homes longer and with dignity: Home Essential Repairs - Interior repairs program allows homeowners to resolve interior issues that affect the livability of their homes. Examples of repairs include accessibility ramps, and other accessibility issues, plumbing repair, electrical repair and HVAC repair. A Brush With Kindness (ABWK) - ABWK helps low-income homeowners who struggle to maintain the exterior of their homes, allowing them to reclaim their homes with pride and dignity. ABWK helps revitalize the appearance of the neighborhood, strengthens connections within the community and helps preserve affordable housing stock. Aging in Place - Partner with families, communities and local organizations to help order adults improve their homes and their quality of life so they can flourish where they live.

Weatherization is a service to assist individuals in providing energy efficient measures in their homes. A GROW South Dakota representative will conduct an energy audit on the home to determine what repairs are cost effective to increase energy efficiency and reduce the cost of utilities. Common repairs include: adding insulation in walls and attics, weather stripping doors and windows, minor repairs, and furnace repairs and replacements. Income guidelines determine eligibility.

Income eligible homeowners may receive assistance from Habitat and their volunteers on projects including: Limited in-home repairs for safety modifications including installing non-skid strips in bathtub or stairs, grab bars and handrails Exterior painting Minor exterior home repairs

ICAP Housing Services provides the following programs: Rapid Rehousing and Homeless Prevention Programs: aims to help two specific groups - persons who are at great risk of homelessness and those who have become homeless. Services that can be provided include case management, security deposit and rent assistance. These services are aimed at helping participants to retain their housing, therefore avoiding homelessness, or to re-enter appropriate permanent housing as quickly as possible. Housing Repair / Rehabilitation: Provides a zero-interest, five-year decreasing balance loan for eligible homeowners to be used for accessibility modifications for persons with disabilities, in addition to making necessary repairs for health, safety and code compliance. Self-Help Housing Rehabilitation: Eligible participants will work with program staff to identify their specific needs and to create a work plan. The Program Coordinator will find the best funding sources available to the homeowners and assist them throughout the process. Weatherization and Furnace Replacement Program: Aimed at making housing for low-income persons more energy-efficient and less costly for the residents. The residence is audited and a list of needs is developed. The program provides the materials and pays contractors for the labor to weatherize the home (caulk cracks, insulate, weather-strip, fix windows, etc.). Furnaces can be repaired or replaced, if not repairable, through the program. In addition, some inefficient/high-cost non-operating appliances (range / refrigerator / water heater) can also be replaced in certain circumstances. Homeless Rent and Deposit: Helping homeless households get into housing. Must provide steady and reliable source of income. Applicant must agree to case management services.

Rural Office of Community Services, Inc offers the following basic needs services: - Emergency Rental Assistance Must be behind (i.e.: if rent is due on the 5th, come for assistance after the 5th). Eviction notice is not required, however, there will be a form the landlord needs to complete the verify rent is past due. - Emergency Utility Assistance Must be behind AND have disconnection notice. Employment Program Food Vouchers Homeless Prevention and Rapid Re-Housing Public Transportation Pass Program - Security deposit or first months rent Can help with one or the other, but not both School supply vouchers (income qualifications apply, children K-12) Weatherization See website for application information and COVID-related programs and services

Programs include the following: Furnace Replacement - Replaced if furnace is unsafe, costs more than 50% of new furnace to repair, is outdated, or is not cost efficient. Lead Hazard Identification - E.P.A. certified staff that will refer to local resources. Weatherization - For homes or mobile homes includes, but is not limited to, windows, doors, sealing vents, etc.

 Offers low interest rate loans, deferred loans and forgivable loans to assist with repairing or replacing home's electrical, plumbing, furnace, water heater, roofing, decks, steps, windows, doors and other life safety issues. Eligibility for the programs are determined by income, and family size (based on county of residence). HUD certified counselors can help people walk through this process, from start to finish. Home must be on a permanent foundation to qualify for program. Manufactured homes on rented lots are not eligible properties. Eligible properties must be owner occupied. The property must be located on a permanent foundation, and the occupant must own the land or have qualifying land lease.

ICAP Housing Services provides the following programs: Rapid Rehousing and Homeless Prevention Programs: aims to help two specific groups - persons who are at great risk of homelessness and those who have become homeless. Services that can be provided include case management, security deposit and rent assistance. These services are aimed at helping participants to retain their housing, therefore avoiding homelessness, or to re-enter appropriate permanent housing as quickly as possible. Housing Repair / Rehabilitation: Provides a zero-interest, five-year decreasing balance loan for eligible homeowners to be used for accessibility modifications for persons with disabilities, in addition to making necessary repairs for health, safety and code compliance. Self-Help Housing Rehabilitation: Eligible participants will work with program staff to identify their specific needs and to create a work plan. The Program Coordinator will find the best funding sources available to the homeowners and assist them throughout the process. Weatherization and Furnace Replacement Program: Aimed at making housing for low-income persons more energy-efficient and less costly for the residents. The residence is audited and a list of needs is developed. The program provides the materials and pays contractors for the labor to weatherize the home (caulk cracks, insulate, weather-strip, fix windows, etc.). Furnaces can be repaired or replaced, if not repairable, through the program. In addition, some inefficient/high-cost non-operating appliances (range / refrigerator / water heater) can also be replaced in certain circumstances. Homeless Rent and Deposit: Helping homeless households get into housing. Must provide steady and reliable source of income. Applicant must agree to case management services.